THE SHIELD BUSINESS CREDIT CARD

A credit limit based on your revenue,not your residency.

A business credit card underwritten on your revenue and bank balance, with 2% back on AI spend.

Only EIN + US bank required
1–2 day decisions
2% back on AI spend
Shield dashboard showing a $700,000 credit limit and a $300,000 credit limit increase approved, next to a Shield Visa business card.
FEATURED IN
BACKED BY
2% AI CASHBACK · FOR YC FOUNDERS

The more you spend on compute, the more comes back.

As a YC founder, you earn 2% back on your first $100k of eligible AI spend — model APIs, inference, GPU, compute and cloud all qualify.

2%Model APIs
2%Inference
2%GPU compute
2%Cloud

Cashback is applied as a statement credit on eligible purchases within your first $100k.

WHY WE BUILT SHIELD

“Credit cards are a headache. Brex wanted a US operating address. Ramp sizes our limits at about 10% of our own deposits.”

Shield now used by 41 founders building in and out of the US.

A Shield Visa business card beside bank balance, limit review and available-to-spend indicators with a rising trend line.

Your limit moves when your balance does.

Connect your business accounts so your limit review reflects the full picture. No reapplying and no held deposit.

No SSN or US credit history required.

Limit increases are subject to review.

Know your terms before you apply.

0%
For 1 month

One month at 0% interest.

2%
60-day option

60 days at 2%.

2%
Cashback

On your first $100k of eligible AI spend.

A few things you might be wondering.

No. You need a US entity and an EIN. You do not have to be a US resident or citizen.

Build from anywhere.

Apply in 10 minutes
Shield Business Credit Card | Credit for Founders Outside the US