THE SHIELD BUSINESS CREDIT CARD
A credit limit based on your revenue,not your residency.
A business credit card underwritten on your revenue and bank balance, with 2% back on AI spend.
Only EIN + US bank required
1–2 day decisions
2% back on AI spend

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2% AI CASHBACK · FOR YC FOUNDERS
The more you spend on compute, the more comes back.
As a YC founder, you earn 2% back on your first $100k of eligible AI spend — model APIs, inference, GPU, compute and cloud all qualify.
2%Model APIs
2%Inference
2%GPU compute
2%Cloud
Cashback is applied as a statement credit on eligible purchases within your first $100k.
WHY WE BUILT SHIELD
“Credit cards are a headache. Brex wanted a US operating address. Ramp sizes our limits at about 10% of our own deposits.”
Shield now used by 41 founders building in and out of the US.

Your limit moves when your balance does.
Connect your business accounts so your limit review reflects the full picture. No reapplying and no held deposit.
No SSN or US credit history required.
Limit increases are subject to review.
Know your terms before you apply.
0%
For 1 month
One month at 0% interest.
2%
60-day option
60 days at 2%.
2%
Cashback
On your first $100k of eligible AI spend.