For beauty and fragrance distributors
Restock the bestsellers before they sell out.
Fragrance and skincare move fast, and brands want to be paid up front. Shield's business credit card covers the stock, the packaging and the ads, with a limit sized to your revenue.
- No personal credit check
- Decision in under an hour
- Virtual + physical cards
October offer: 2% cashback on eligible inventory for new card clients. Apply by October 22. Terms →
Where the card works
Built for fast-turning beauty stock
Pay brands up front
Brands and authorized distributors want payment before they ship. Pay by card, or by wire from your credit line.
Seasonal stock-ups
Load up before Black Friday, Mother's Day and the holidays without draining your account.
Packaging, samples and content
Gift boxes, testers, labels and product shoots, each on its own card so you know what every launch cost.
Ads and live selling
Run social ads and live-selling shows on virtual cards with their own limits.
One order, start to finish
From brand order to empty shelf
- 01
The brand opens orders
You lock in 1,200 units and pay by card that day.
- 02
You pack it
Boxes, labels and testers on the same card.
- 03
It sells
To retailers, online and on live shows.
- 04
You pay the statement
From the sales, then reorder.
The math
Put a $30,000 fragrance restock on the card and keep your cash for the next launch. With the October offer, that order also earns $600 back.
Why trade businesses pick Shield
No personal credit check
We look at your company's revenue and cash flow, not the owner's credit score.
Limits sized to your business
Qualified businesses may get five- to seven-figure limits that grow with their sales.
Pay any supplier
Pay by card where it's accepted. Where it isn't, send a wire from your credit line.
