For watch, handbag and luxury resale dealers

One great piece shouldn't tie up all your cash.

Watches and designer bags carry high prices and sell on their own schedule. Shield's business credit card gives you a limit based on your company's revenue, not your personal credit, so you can buy when the right piece shows up.

  • No personal credit check
  • Decision in under an hour
  • Virtual + physical cards
Steel dive watch on a dealer's wristShield business credit card
Card activity
Dealer · steel chronograph, 2021Wire from credit line$38,500
Authentication & appraisalCard$420
Insured overnight courierCard$265
Cashback · statement credit1% base rate on the chronograph+$385
Available credit$160,815

Where the card works

Made for high-ticket, one-of-one inventory

Same-day payment

Buy when the piece appears

Private sellers and other dealers won't wait. Pay the same day, by card or by wire from your credit line.

Tracked per piece

Authentication and servicing

Appraisals, authentication, polishing and repairs on one card, tracked piece by piece.

A card per buyer

Shows and buying trips

Booth fees, flights and hotels for trade shows, with a card for each buyer on your team.

One clean statement

Insured shipping and storage

Insured couriers, secure transport and storage fees on one statement your accountant can read.

One order, start to finish

From the first call to the sale

  1. 01

    A piece surfaces

    A seller offers a sought-after watch. You pay the same day.

  2. 02

    You verify it

    Authentication and servicing go on the card.

  3. 03

    You list it

    In your store, online or at the next show.

  4. 04

    It sells

    You pay the statement and buy the next one.

The math

Buy a $40,000 watch on the card instead of with your cash. Your cash keeps working on the next deal while this one finds its buyer.

Why trade businesses pick Shield

No personal credit check

We look at your company's revenue and cash flow, not the owner's credit score.

Limits sized to your business

Qualified businesses may get five- to seven-figure limits that grow with their sales.

Pay any supplier

Pay by card where it's accepted. Where it isn't, send a wire from your credit line.

Ready when the right piece is?

Apply in 10 minutes
As covered by
Business credit card for luxury goods dealers | Shield